Retirement Income: A Roadmap for Plan Sponsors
For years, employers have poured resources into helping employees save for retirement via workplace savings programs. They have spent far less time, energy and money helping workers figure out how to prudently spend down their savings once they’ve left the workforce. Now, that’s changing. With the baby boomer generation retiring in droves, providing drawdown options […]
Mixed Bag: How Americans View Their Financial Security
A number of important metrics suggest American workers should be in a good place financially. Unemployment levels are near historic lows. Participation rates in 401(k) plans are up, and according to Alight Solutions, a provider of benefits administration and human resources services, the average 401(k) account balance grew nearly 38% over the past eight years, […]
Stable Times Volume 23 Issue 2
The biannual publication of the Stable Value Investment Association that covers both industry concerns and association activities. Table of contents: Democratic Strategist Brazile Calls for Bridging Political Divide The 116th Congress: Outlook for Retirement and Health Initiatives Stable Value Grows Election 2020: Examining the Issues That May Decide the Presidential Race Navigating a Late-Stage Economic […]
Election 2020: Veteran Pollster Examines the Issues That May Decide the Presidential Race
After more than four decades as a Democratic pollster, Peter Hart knows there’s too much time between now and November 2020 to safely predict who the next president of the United States will be. But the founder of Peter D. Hart Research Associates has some strong ideas about what will shape the outcome of the […]
Retirement Challenges: The View from a Congressional District Office
It is an unfortunate fact that the people most at risk of financial insecurity in retirement are often those who are financially insecure before retirement—people working in low-wage jobs, or unable to work, and struggling to meet day-to-day expenses. For them, the notion of planning for a secure retirement can seem as distant and unrealistic […]
The Crumbling Social Contract: Retirement Readiness a Global Issue
Many Americans worry that they are ill-prepared for a financially secure retirement. Catherine Collinson, CEO and president of the Transamerica Institute and executive director of the Aegon Center for Longevity and Retirement, says they aren’t alone. Speaking at the SVIA’s 2019 Spring Seminar in Tucson, Arizona, Collinson said longer lifespans, lower birth rates and aging […]
Moving from Retirement Accumulation to Distribution: Annuities and Stable Value
In the nearly four decades since the creation of the first 401(k) plan, the retirement industry has done an admirable job developing additional tools, products and services to help Americans accumulate retirement assets. It’s only recently, though, that the industry has begun to turn its attention to helping Americans convert their accumulated savings into retirement […]
Stable Value Exit Provisions
Exit provisions are stipulated in the contract between the stable value contract issuer and plan. Exit provisions generally require the plan sponsor to wait a stated period before receiving the full benefit responsive value (principal plus accumulated interest).
Stable Times Volume 23 Issue 1
Download PDF The biannual publication of the Stable Value Investment Association that covers both industry concerns and association activities. Table of contents: Stable Value: The Consultants’ View The Shift: Fed Makes U-Turn on Monetary Policy On Deck: What the 116th Congress is Doing About Retirement A Precarious Existence: Transamerica Study Finds Retirees’ Financial Health at […]
